How do I change the template? This will require some delving into blogger.com . Will let you know how when I find out.

What a difference a day makes?
In the stock market, a lot. On 19 March it was 11,222. Today it is 10,841. Over 400 points in 2 trading days! Had someone speak at lunch today about protecting our assets with trusts ... at this rate there won't be anything worth protecting!

Someone brought out an interesting fact ... if someone died when their PCCW shares were over $20, his heirs would not have enough money from selling the shares at $2 today to pay the 15% estate taxes on it. Go figure. Sometimes it doesn't pay to die.

Introduction
This is my first attempt. I have never even written a diary so we will have to see how this goes.

HKG Stock Market Update
Down 7.8 for the day to 11,222.8. It was up at the beginning of the day but closed down.